电子货币 Electronic Money

在讲数字货币之前,先来看下电子货币。

Before talking about digital currency, let’s look at electronic money.

电子货币是纸币的电子化(本质是一段数据),是作为法币电子化后的一种流通形式,银行卡、支付宝、微信红包则属于电子货币的载体,我们使用这些载体进行消费的时候就实现了资金的流转,也就是电子货币的流通。

Electronic money is the electronicization of banknotes (essentially a piece of data). It is a form of circulation after the electronic exchange of legal currency. Bank cards, Alipay, and WeChat Pay are carriers of electronic money. When we use these carriers for consumption, we realize the circulation of funds, that is, the circulation of electronic money.

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