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在这个过程中,我们和卖家的交易都是围绕支付宝展开,支付宝在其中充当着一个权威的中心化代理的角色。但如果考虑极端情况,即支付宝跑路了或者是拿了钱却不承认你的交易(前几年就发生了大量P2P网贷平台卷款跑路的案件),那我们就悲剧了。

In this process, our transactions with the sellers are all around Alipay, in which Alipay acts as an authoritative centralization agent. But if we assume the extreme situation, e.g., Alipay bankrupts and disappears, or Alipay receives your money but does not admit your transaction (which a large number of P2P online loan platform had done before), then this is tragic.

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